Ford Financing Centers in Orange County, CA
When you’re ready to buy or lease a new or used Ford in Southern California, the Ford Financing Centers at our locations in and around San Bernardino, including Chino Hills, Fontana, Ontario, Redlands, Upland, and Victorville, are here to offer you flexible, personalized financing options. Whether you have good credit, bad credit, or are a first-time buyer, our finance team will work hard to find a plan that fits your budget and needs.
Why Choose Southern California Ford Dealers for Financing?
When you choose one of our Ford Financing Centers in the San Bernardino area, you’ll benefit from:
- Expert Financial Guidance: Our experienced finance team is here to explain your options and guide you through every step of the process.
- Easy Online Tools: Get pre-approved from the comfort of your home with our convenient online application.
- Great Selection: Explore a wide range of new and used Ford vehicles, from the fuel-efficient Ford Fiesta to the rugged Ford F-150 and Ford Explorer.
Finance Department
The Basic Components of an Auto Loan from Southern California Ford Dealers
Down Payment: This is how much cash you pay upfront for your car and is calculated as a percentage of the overall price of the car. Generally, the higher the down payment, the lower your monthly payments will be.
Interest Rate: Also known as the A.P.R. (Annual Percentage Rate), the interest rate is the money you pay a lender to borrow their money. Your credit score, the current market rate, the loan term, and the size of your loan impact your interest rate. The lower the interest rate, the lower your monthly payment.
Loan Term: This is how frequently and long you will be paying your loan. Typical loan terms consist of monthly payments made for 3-5 years. The longer your loan terms, the lower your monthly payment will be.
Find a Ford Model to Buy
San Bernardino
Why Choose Ford Financing?
Ford offers a variety of financing options to make purchasing or leasing a vehicle easier. Here’s why Ford financing is a great choice for Southern California drivers:
- Competitive Rates: Take advantage of low-interest rates for qualified buyers.
- Flexible Terms: We offer a range of loan terms to fit your budget and preferences.
- Special Programs: Ford offers exclusive financing programs, including incentives for military members and recent college graduates.
- Personalized Financing Plans: Our team takes the time to understand your needs and craft a solution that works for you.
Flexible Financing for All Credit Types
At Ford Financing Centers, we believe that everyone deserves access to affordable car loans. Our team is experienced in working with a variety of credit situations, including:
- Good Credit: Get the best available rates and terms with excellent credit.
- Bad Credit: Don’t let past credit issues hold you back—we offer bad credit financing options to help you get behind the wheel of a new Ford.
- No Credit: First-time buyers can qualify for Ford financing with the right documentation and a solid plan.
Ford Lease and Purchase Options
In addition to traditional financing, Ford offers flexible lease options for those who prefer a shorter commitment or lower monthly payments. Whether you want to purchase or lease, we’ll work with you to find the option that best suits your driving habits and budget.
How to Apply for Ford Financing
Applying for Ford financing is quick and easy. Follow these simple steps to get started:
- Complete the Online Application: Fill out the secure online form with your personal and financial details.
- Get Pre-Approved: Receive an instant decision to see what financing options are available to you.
- Visit Your Local Ford Dealer: Once approved, visit one of our Southern California Ford dealerships in Chino Hills, Fontana, Ontario, Redlands, Upland, or Victorville to finalize your financing and take home your new or pre-owned Ford.
Visit Us Today!
Ready to explore financing options? Visit one of our Southern California Ford Dealers locations near San Bernardino, Chino Hills, Fontana, Ontario, Redlands, Upland, or Victorville today! Our team is dedicated to helping you find the right Ford at a price you can afford.
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