Ford Financing in Bakersfield
Financing a new or used Ford is easy and stress-free with the Southern California Ford Dealers. Whether you're in Bakersfield, Ridgecrest, or the surrounding areas, our financing centers provide competitive auto loan and lease options tailored to your needs. With locations like Jim Burke Ford in Bakersfield and Jim Charlon Ford in Ridgecrest, we help drivers secure affordable financing for their next Ford car, truck, or SUV.
Why Finance with Southern California Ford Dealers?
Choosing a Ford dealership financing center ensures a smooth and convenient process.
- Fast and Easy Pre-Approval – Apply online and get pre-approved before visiting the dealership.
- Competitive Rates – Get access to exclusive Ford financing incentives and special APR offers.
- Expert Financial Advisors – Our specialists help you find the best loan or lease terms based on your budget.
- Multiple Lender Options – We partner with trusted financial institutions to secure the best rates.
Finance Department
The Basic Components of an Auto Loan from Southern California Ford Dealers
Down Payment: This is how much cash you pay upfront for your car and is calculated as a percentage of the overall price of the car. Generally, the higher the down payment, the lower your monthly payments will be.
Interest Rate: Also known as the A.P.R. (Annual Percentage Rate), the interest rate is the money you pay a lender to borrow their money. Your credit score, the current market rate, the loan term, and the size of your loan impact your interest rate. The lower the interest rate, the lower your monthly payment.
Loan Term: This is how frequently and long you will be paying your loan. Typical loan terms consist of monthly payments made for 3-5 years. The longer your loan terms, the lower your monthly payment will be.
Flexible Ford Auto Financing Options
At our Ford financing centers, we offer a variety of options to fit different budgets and credit situations.
- Ford Auto Loans – Secure a competitive interest rate with flexible loan terms.
- Ford Lease Offers – Enjoy lower monthly payments and the ability to upgrade to a new Ford every few years.
- Bad Credit & First-Time Buyer Programs – We work with all credit levels to find the best possible financing solution.
- Trade-In Assistance – Apply your current vehicle’s trade-in value toward your next Ford purchase.
Ford Financing at Jim Burke Ford in Bakersfield
Jim Burke Ford, a trusted dealership in Bakersfield, CA, offers a hassle-free financing experience for Ford buyers. Whether you're looking for a Ford F-150, Bronco, Explorer, or Mustang, their financing team will help you find an auto loan or lease that works for you.
- Quick and easy financing application
- Special Ford lease and finance offers available
- Trade-in evaluation and credit assistance
Ford Financing at Jim Charlon Ford in Ridgecrest
Jim Charlon Ford, serving Ridgecrest, CA, and nearby communities, provides expert financing assistance for new and used Ford models. Their team helps drivers explore loan and lease options, ensuring a straightforward and transparent process.
- Personalized financing solutions for all credit types
- Competitive Ford lease specials
- Simple online financing application
Apply for Ford Financing Today
If you’re looking for a Ford financing center in Bakersfield, Ridgecrest, or the surrounding areas, visit Jim Burke Ford or Jim Charlon Ford today. Our Southern California Ford Dealers make it easy to get behind the wheel of a new or used Ford with affordable auto loan and lease options.
Apply for Financing
